Category: Info Business

The 5 Biggest Money Mistakes You Can Easily Avoid

I’ve made a lot of money mistakes in my life, but here are five easy fixes to avoid some of the largest financial pitfalls.

5 Biggest Money Mistakes You Should Avoid | eBlogfa.com

  1. Not having a simple budget

There is no excuse today to not have at least a basic budget. Free services like Mint.com make it so ridiculously easy to setup a budget and have it automatically update that it’s just insane not to take 5 minutes and set it up.

  1. Not reviewing your investments annually

No investment is “set it and forget it”.  Even those target date mutual funds need to be checked in on every year. I like looking at my investments (Lending Club, ING Direct) at least once a month.

  1. Overdraft Charges

Every bank must now allow you to decline charges when you don’t have enough money in your account, instead of overdrafting and sticking you with a $35 fee. Call your bank and ask about their overdraft policy and make sure that you didn’t opt in to their overdraft coverage (or whatever fancy marketing lingo they call it).

  1. Never checking your credit report

It’s free. It’s easy. It doesn’t require a credit card or any payment at all. It’s annualcreditreport.com

You pay taxes. Take advantage of this government provided service to check your credit report. Make sure little Johnny Js. hasn’t been opening credit card accounts in your name.

  1. Keeping your savings at your local Big Box Bank

Do you know the average interest rate of brick and motar savings accounts at the national … Read More

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Comparatively, my sense is that privateness considerations, adjustments in folks’s social media preferences and behaviors, and broader fatigue with present platforms will all combine to encourage a set of recent social platforms in 2019, perhaps making use of current improvements like Tim Berners-Lee’s SECURE This might principally change the very supplies of enterprise on the internet although, so count on to see a great deal of resistance from the ‘Ëœ … Read More