You can make a difference today.
The New Year is always a great time to make positive change – especially when it comes to your finances. If times are tight, or you just don’t feel that you’re in control where money is concerned, 2018 could be the year that you change all that. If you want to make a difference immediately there are 3 simple ways you can improve your finances right now.
- Make budgeting a priority
Budgeting isn’t just about being “good with money,” anyone can do it. If you were to sit down and make a budget for the first time today it would give you the opportunity to understand your finances, where your money goes and where you could make savings. That kind of insight can have a huge impact on the state of your finances. Total up all your income and then expenses. Divide expenses from the last month into essentials and extras. Then, with this newly acquired knowledge, set spending and saving targets for the next day/week/month. If you’ve never really been good with money because you’ve struggled to get perspective on your finances, starting to budget is the moment the clouds will begin to clear.
- Set financial goals and earn more cash to meet them
Many of us simply live from payday to payday without looking any further ahead. With that kind of approach it’s very easy to feel like you never make much progress when it comes to your finances. And it’s easy … Read More